Summary

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The majority vote in favour of a motion introduced by Queensland Senator Murray Watt (Labor). Although these types of motions don’t make any legal changes on their own, they can be politically influential because they represent the will of the Senate.

Motion text

That the Senate—

(a) notes that, in 2009, the then Labor Government introduced responsible lending obligations (RLOs), legislation protecting the interests of consumers by placing an obligation on lenders that they not enter into a credit contract or lease that is unsuitable for the consumer;

(b) recognises that some small amount credit contracts (SACCs) lenders are preying on vulnerable low income Australians by entering into payday loans and consumer leases with crippling interest rates; the Stop the Debt Trap Alliance's The debt trap report found that many SACCs were going to financially stressed and distressed households, leading to an ongoing cycle of debt from which it was difficult to escape;

(c) expresses its support for laws which protect consumers from unsafe lending practices;

(d) condemns the Federal Government for:

(i) introducing legislation which scraps RLOs,

(ii) taking more than four years to introduce the SACC reforms they promised, and

(iii) introducing weak protections for SACC consumers; and

(e) calls on the Federal Government to make a genuine commitment to protecting consumers from unsafe and predatory lending practices.

Votes Passed by a small majority

Nobody rebelled against their party.

Party Votes
Australian Greens (100% turnout) 9 Yes 0 No
Mehreen Faruqi NSW Yes
Sarah Hanson-Young SA Yes
Nick McKim Tasmania Yes
Janet Rice Victoria Yes
Rachel Siewert WA Yes
Jordon Steele-John WA Yes
Lidia Thorpe Victoria Yes
Larissa Waters Queensland Yes
Peter Whish-Wilson Tasmania Yes
Australian Labor Party (68% turnout) 17 Yes 0 No
Tim Ayres NSW Yes
Carol Brown Tasmania Yes
Kim Carr Victoria Yes
Anthony Chisholm Queensland Yes
Raff Ciccone Victoria Yes
Patrick Dodson WA Yes
Don Farrell SA Yes
Kristina Keneally NSW Yes
Jenny McAllister NSW Yes
Malarndirri McCarthy NT Yes
Helen Polley Tasmania Yes
Louise Pratt WA Yes
Tony Sheldon NSW Yes
Glenn Sterle WA Yes
Anne Urquhart Tasmania Yes
Jess Walsh Victoria Yes
Murray Watt Queensland Yes
Catryna Bilyk Tasmania Absent
Alex Gallacher SA Absent
Katy Gallagher ACT Absent
Nita Green Queensland Absent
Kimberley Kitching Victoria Absent
Deborah O'Neill NSW Absent
Marielle Smith SA Absent
Penny Wong SA Absent
Stirling Griff SA Centre Alliance Absent
Sam McMahon NT Country Liberal Party No
Sue Lines WA Deputy President Yes
Rex Patrick SA Independent Absent
Jacqui Lambie Tasmania Jacqui Lambie Network Yes
Liberal National Party (100% turnout) 0 Yes 2 No
Matthew Canavan Queensland No
James McGrath Queensland No
Liberal Party (69% turnout) 0 Yes 20 No
Eric Abetz Tasmania No
Wendy Askew Tasmania No
Slade Brockman WA No
Michaelia Cash WA No
Claire Chandler Tasmania No
Richard Colbeck Tasmania No
Jonathon Duniam Tasmania No
David Fawcett SA No
Concetta Fierravanti-Wells NSW No
Sarah Henderson Victoria No
Hollie Hughes NSW No
Jane Hume Victoria No
Andrew McLachlan SA No
Matt O'Sullivan WA No
James Paterson Victoria No
Linda Reynolds WA No
Zed Seselja ACT No
Ben Small WA No
Dean Smith WA No
Amanda Stoker Queensland No
Alex Antic SA Absent
Simon Birmingham SA Absent
Andrew Bragg NSW Absent
Jim Molan NSW Absent
Marise Payne NSW Absent
Gerard Rennick Queensland Absent
Anne Ruston SA Absent
Paul Scarr Queensland Absent
David Van Victoria Absent
National Party (100% turnout) 0 Yes 3 No
Perin Davey NSW No
Susan McDonald Queensland No
Bridget McKenzie Victoria No
Pauline Hanson's One Nation Party (0.0% turnout) Absent
Pauline Hanson Queensland Absent
Malcolm Roberts Queensland Absent
Scott Ryan Victoria President No
Totals (72% turnout) 28 Yes – 27 No