All changes made to the description and title of this division.

View division | Edit description

Change Division
senate vote 2013-06-27#19

Edited by system

on 2014-10-07 16:21:23

Title

Description

  • The majority voted in favour of a [http://www.openaustralia.org/senate/?gid=2013-06-27.187.2 motion] to read the bill for a third time. This means that the majority agree with the bill and want it to be passed in the Senate. Since the bill has already passed in the House of Representative, it can now become law.(Read more about the stages that a bill must pass through to become law [http://www.peo.gov.au/learning/fact-sheets/making-a-law.html here]. )
  • ''Background to the bill''
  • The [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/Bills_Search_Results/Result?bId=r4936 bill] was introduced to make two changes to the [http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm private health insurance rebate].
  • The first change is to remove the rebate from the [http://www.health.gov.au/internet/main/publishing.nsf/Content/health-privatehealth-lhc-providers-general.htm Lifetime Health Cover] ('LHC') loading component of affected private health insurance premiums. The LHC is a financial penalty on those who delay taking out private health insurance in the form of a two per cent loading on their premium for each year after their 31st birthday they delay purchasing cover. Currently, people with an LHC loading receive the private health insurance rebate on the total cost of their premium (i.e. the premium plus any LHC loading). Schedule 1 seeks to change this so that people with an LHC loading only receive the rebate to the cost of their premium, not including the LHC loading.(More information about the LHC loading and the effect of this bill is available in its [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066 bills digest]. )
  • The second change is to end the Incentive Payments Scheme which allows people to claim the rebate as a direct payment. Currently there are three ways that people can claim the private health insurance rebate: (1) through the Premiums Reduction Scheme, which is an upfront discount on the premium offered by the health insurer; (2) as a tax offset claimed through the Australian Taxation Office; (3) through the Incentive Payment Scheme, which is a direct payment from a Medicare office. This bill would remove the latter option.(Read more about the Incentive Payments Scheme and the bill generally in its [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066 bills digest].)
  • The majority voted in favour of a [motion](http://www.openaustralia.org/senate/?gid=2013-06-27.187.2) to read the bill for a third time. This means that the majority agree with the bill and want it to be passed in the Senate. Since the bill has already passed in the House of Representative, it can now become law.(Read more about the stages that a bill must pass through to become law [here](http://www.peo.gov.au/learning/fact-sheets/making-a-law.html). )
  • _Background to the bill_
  • The [bill](http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/Bills_Search_Results/Result?bId=r4936) was introduced to make two changes to the [private health insurance rebate](http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm).
  • The first change is to remove the rebate from the [Lifetime Health Cover](http://www.health.gov.au/internet/main/publishing.nsf/Content/health-privatehealth-lhc-providers-general.htm) ('LHC') loading component of affected private health insurance premiums. The LHC is a financial penalty on those who delay taking out private health insurance in the form of a two per cent loading on their premium for each year after their 31st birthday they delay purchasing cover. Currently, people with an LHC loading receive the private health insurance rebate on the total cost of their premium (i.e. the premium plus any LHC loading). Schedule 1 seeks to change this so that people with an LHC loading only receive the rebate to the cost of their premium, not including the LHC loading.(More information about the LHC loading and the effect of this bill is available in its [bills digest](http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066). )
  • The second change is to end the Incentive Payments Scheme which allows people to claim the rebate as a direct payment. Currently there are three ways that people can claim the private health insurance rebate: (1) through the Premiums Reduction Scheme, which is an upfront discount on the premium offered by the health insurer; (2) as a tax offset claimed through the Australian Taxation Office; (3) through the Incentive Payment Scheme, which is a direct payment from a Medicare office. This bill would remove the latter option.(Read more about the Incentive Payments Scheme and the bill generally in its [bills digest](http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066).)
senate vote 2013-06-27#19

Edited by system

on 2014-10-07 16:16:56

Title

Description

  • The majority voted in favour of a [http://www.openaustralia.org/senate/?gid=2013-06-27.187.2 motion] to read the bill for a third time. This means that the majority agree with the bill and want it to be passed in the Senate. Since the bill has already passed in the House of Representative, it can now become law.[1]
  • The majority voted in favour of a [http://www.openaustralia.org/senate/?gid=2013-06-27.187.2 motion] to read the bill for a third time. This means that the majority agree with the bill and want it to be passed in the Senate. Since the bill has already passed in the House of Representative, it can now become law.(Read more about the stages that a bill must pass through to become law [http://www.peo.gov.au/learning/fact-sheets/making-a-law.html here]. )
  • ''Background to the bill''
  • The [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/Bills_Search_Results/Result?bId=r4936 bill] was introduced to make two changes to the [http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm private health insurance rebate].
  • The first change is to remove the rebate from the [http://www.health.gov.au/internet/main/publishing.nsf/Content/health-privatehealth-lhc-providers-general.htm Lifetime Health Cover] ('LHC') loading component of affected private health insurance premiums. The LHC is a financial penalty on those who delay taking out private health insurance in the form of a two per cent loading on their premium for each year after their 31st birthday they delay purchasing cover. Currently, people with an LHC loading receive the private health insurance rebate on the total cost of their premium (i.e. the premium plus any LHC loading). Schedule 1 seeks to change this so that people with an LHC loading only receive the rebate to the cost of their premium, not including the LHC loading.[2]
  • The first change is to remove the rebate from the [http://www.health.gov.au/internet/main/publishing.nsf/Content/health-privatehealth-lhc-providers-general.htm Lifetime Health Cover] ('LHC') loading component of affected private health insurance premiums. The LHC is a financial penalty on those who delay taking out private health insurance in the form of a two per cent loading on their premium for each year after their 31st birthday they delay purchasing cover. Currently, people with an LHC loading receive the private health insurance rebate on the total cost of their premium (i.e. the premium plus any LHC loading). Schedule 1 seeks to change this so that people with an LHC loading only receive the rebate to the cost of their premium, not including the LHC loading.(More information about the LHC loading and the effect of this bill is available in its [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066 bills digest]. )
  • The second change is to end the Incentive Payments Scheme which allows people to claim the rebate as a direct payment. Currently there are three ways that people can claim the private health insurance rebate: (1) through the Premiums Reduction Scheme, which is an upfront discount on the premium offered by the health insurer; (2) as a tax offset claimed through the Australian Taxation Office; (3) through the Incentive Payment Scheme, which is a direct payment from a Medicare office. This bill would remove the latter option.[3]
  • The second change is to end the Incentive Payments Scheme which allows people to claim the rebate as a direct payment. Currently there are three ways that people can claim the private health insurance rebate: (1) through the Premiums Reduction Scheme, which is an upfront discount on the premium offered by the health insurer; (2) as a tax offset claimed through the Australian Taxation Office; (3) through the Incentive Payment Scheme, which is a direct payment from a Medicare office. This bill would remove the latter option.(Read more about the Incentive Payments Scheme and the bill generally in its [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066 bills digest].)
  • ''References''
  • * [1] Read more about the stages that a bill must pass through to become law [http://www.peo.gov.au/learning/fact-sheets/making-a-law.html here].
  • * [2] More information about the LHC loading and the effect of this bill is available in its [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066 bills digest].
  • * [3] Read more about the Incentive Payments Scheme and the bill generally in its [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066 bills digest].
senate vote 2013-06-27#19

Edited by mackay

on 2014-06-11 12:16:58

Title

  • Bills — Private Health Insurance Amendment (Lifetime Health Cover Loading and Other Measures) Bill 2012, Private Health Insurance Legislation Amendment (Base Premium) Bill 2013; Third Reading
  • Private Health Insurance Amendment (Lifetime Health Cover Loading and Other Measures) Bill 2012 - Third Reading - Read a third time

Description

  • <p class="speaker">John Hogg</p>
  • <p>The question is that the remaining stages of the Private Health Insurance Amendment (Lifetime Health Cover Loading and Other Measures) Bill 2012 be agreed to and that this bill be now passed.</p>
  • The majority voted in favour of a [http://www.openaustralia.org/senate/?gid=2013-06-27.187.2 motion] to read the bill for a third time. This means that the majority agree with the bill and want it to be passed in the Senate. Since the bill has already passed in the House of Representative, it can now become law.[1]
  • ''Background to the bill''
  • The [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/Bills_Search_Results/Result?bId=r4936 bill] was introduced to make two changes to the [http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/insurancerebate.htm private health insurance rebate].
  • The first change is to remove the rebate from the [http://www.health.gov.au/internet/main/publishing.nsf/Content/health-privatehealth-lhc-providers-general.htm Lifetime Health Cover] ('LHC') loading component of affected private health insurance premiums. The LHC is a financial penalty on those who delay taking out private health insurance in the form of a two per cent loading on their premium for each year after their 31st birthday they delay purchasing cover. Currently, people with an LHC loading receive the private health insurance rebate on the total cost of their premium (i.e. the premium plus any LHC loading). Schedule 1 seeks to change this so that people with an LHC loading only receive the rebate to the cost of their premium, not including the LHC loading.[2]
  • The second change is to end the Incentive Payments Scheme which allows people to claim the rebate as a direct payment. Currently there are three ways that people can claim the private health insurance rebate: (1) through the Premiums Reduction Scheme, which is an upfront discount on the premium offered by the health insurer; (2) as a tax offset claimed through the Australian Taxation Office; (3) through the Incentive Payment Scheme, which is a direct payment from a Medicare office. This bill would remove the latter option.[3]
  • ''References''
  • * [1] Read more about the stages that a bill must pass through to become law [http://www.peo.gov.au/learning/fact-sheets/making-a-law.html here].
  • * [2] More information about the LHC loading and the effect of this bill is available in its [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066 bills digest].
  • * [3] Read more about the Incentive Payments Scheme and the bill generally in its [http://www.aph.gov.au/Parliamentary_Business/Bills_Legislation/bd/bd1213a/13bd066 bills digest].